{"id":43452,"date":"2025-12-02T11:48:15","date_gmt":"2025-12-02T16:48:15","guid":{"rendered":"https:\/\/staging.jgwentworth.com\/resources\/debt-numb-the-correlation-between-increasing-debt-and-levels-of-stress-copy"},"modified":"2025-12-15T16:57:42","modified_gmt":"2025-12-15T21:57:42","slug":"life-of-debt","status":"publish","type":"post","link":"https:\/\/www.jgwentworth.com\/resources\/life-of-debt","title":{"rendered":"Life of debt"},"content":{"rendered":"<?xml encoding=\"UTF-8\"><?xml encoding=\"UTF-8\"><div data-elementor-type=\"wp-post\" data-elementor-id=\"43452\" class=\"elementor elementor-43452\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b59c251 e-flex e-con-boxed e-con e-parent\" data-id=\"4b59c251\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-787a151c e-con-full elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-mobile_extra e-flex e-con e-child\" data-id=\"787a151c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2326c7fc blog-post-cta e-con-full e-flex e-con e-child\" data-id=\"2326c7fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e41aec4 elementor-widget elementor-widget-heading\" data-id=\"2e41aec4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">On this page<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c47185f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6c47185f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-428128c9 elementor-widget elementor-widget-heading\" data-id=\"428128c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#keyfindings\">Key findings<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a59a290 elementor-widget elementor-widget-heading\" data-id=\"2a59a290\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#age\">How does debt fluctuate as you age?<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-210db08f elementor-widget elementor-widget-heading\" data-id=\"210db08f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#states\">Which states have the greatest lifetime debts?<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d2e50eb elementor-widget elementor-widget-heading\" data-id=\"4d2e50eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#type\">Lifetime debts per type<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75fcefa7 elementor-widget elementor-widget-heading\" data-id=\"75fcefa7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#methodology\">Methodology<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddf86c5 elementor-widget elementor-widget-heading\" data-id=\"ddf86c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#sources\">Sources<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-699b9b6c e-con-full e-flex e-con e-child\" data-id=\"699b9b6c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1fed3e20 e-con-full e-flex e-con e-child\" data-id=\"1fed3e20\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cb477bc elementor-widget elementor-widget-heading\" data-id=\"2cb477bc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What's next<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6618e482 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6618e482\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c04d134 elementor-grid-1 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-grid-tablet-2 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.elementor-element.elementor-element-2ae5ee4b .elementor-heading-title{font-size:18px;line-height:28px;}}\n\n\n\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-4e39701 *\/.blog-post-v-meta {\n}\/* End custom CSS *\/\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-765d732 *\/.blog-post-v-category {\n    overflow: hidden;\n    text-overflow: ellipsis;\n    max-width: 50%;\n    white-space: nowrap;\n}\n\na.blog-post-card {\n    text-decoration: none;\n    font-weight: 700;\n}\/* End custom CSS *\/\n<\/style><?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-23367 post-23367 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/11-word-phrase-to-stop-debt-collectors\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"183\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-300x183.jpg\" class=\"attachment-medium size-medium wp-image-23368\" alt=\"Stopping debt collectors\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-300x183.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-1024x626.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-768x470.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors.jpg 1310w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Feb 4, 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">11 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What is the 11-Word Phrase to Stop Debt Collectors?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-9119 post-9119 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-get-a-debt-lawsuit-dismissed\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-300x169.jpg\" class=\"attachment-medium size-medium wp-image-11199\" alt=\"Judge Dismissing Debt Lawsuit\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-300x169.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-768x432.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aug 14, 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">10 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How to Get a Debt Lawsuit Dismissed<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-13832 post-13832 post type-post status-publish format-standard has-post-thumbnail hentry category-annuity-purchasing tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/when-should-i-start-taking-money-out-of-my-annuity\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-300x225.webp\" class=\"attachment-medium size-medium wp-image-13833\" alt=\"man breaking piggy bank\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-300x225.webp 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-768x576.webp 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Annuity Purchasing<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apr 3, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">When Should I Start Taking Money Out of My Annuity?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-12417 post-12417 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/can-i-still-use-my-credit-card-after-debt-consolidation\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg\" class=\"attachment-medium size-medium wp-image-12418\" alt=\"man with phone and credit card\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1024x683.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-768x512.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1536x1024.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mar 20, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-52659264 e-con-full blog-post-cta elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-widescreen elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-mobile_extra e-flex e-con e-child\" data-id=\"52659264\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-724309dc elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"724309dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Earn a high-yield savings rate with JG Wentworth Debt Relief<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a743282 elementor-widget elementor-widget-heading\" data-id=\"6a743282\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a 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href=\"\/our-blog\">BLOG<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e800ac5 elementor-widget__width-initial icon-12 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e800ac5\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6e54b5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"c6e54b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.jgwentworth.com\/category\/debt-resolution\" rel=\"tag\">Debt Resolution<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac096f0 elementor-widget elementor-widget-heading\" data-id=\"ac096f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eafb310 e-con-full e-flex e-con e-child\" data-id=\"eafb310\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99c8f5b elementor-widget elementor-widget-heading\" data-id=\"99c8f5b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">by<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eba1cb3 elementor-widget elementor-widget-heading\" data-id=\"eba1cb3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">JG Wentworth<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42c7206 elementor-widget elementor-widget-heading\" data-id=\"42c7206\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc30b6c elementor-widget elementor-widget-heading\" data-id=\"cc30b6c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">March 20, 2024<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1de9112 elementor-widget elementor-widget-heading\" data-id=\"1de9112\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fbf251 elementor-widget elementor-widget-heading\" data-id=\"5fbf251\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5 min<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-701ec117 e-con-full e-flex e-con e-child\" data-id=\"701ec117\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d03cf8 elementor-widget elementor-widget-text-editor\" data-id=\"56d03cf8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Despite stigma around the subject, debt is a common part of everyday life in America today. In fact, U.S. consumer debt has reached a record $18.388 trillion. <a href=\"https:\/\/www.newyorkfed.org\/microeconomics\/hhdc\" target=\"_blank\" rel=\"noopener noreferrer\">[1]<\/a> In addition to unexpected costs, many people take on debts during important milestones in their lives: getting their first car, going to college, or purchasing their first home with a mortgage.<\/p><p>Because of this, the types of debts we take on &ndash; and when we take them on &ndash; change across our lifetime. To find out how much the average American accumulates in debt over their lifetime, we analyzed four common different debt types and average interest amounts (mortgages, student loans, auto finance, and credit card debt), and how much someone could be expected to owe per year of their life. The study also considered how the average debt in each category varied per state.<\/p><h2 id=\"keyfindings\">Key Findings:<\/h2><ul><li>Debt peaks at age <strong>61, <\/strong>the typical age of a second-time homebuyer, with a total debt amount of <strong>$370,259<\/strong>.<\/li><li>On average, the<strong> total amount of debt <\/strong>an American can expect to pay off in their lifetime<strong> is $1,786,810.<\/strong><\/li><li>Lifetime residents of Hawaii can expect to pay off debts worth<strong> $2,570,976<\/strong> in their lifetime &ndash; more than any other state.<\/li><li>Lifetime residents of West Virginia can expect to pay off debts worth <strong>$1,391,240<\/strong> in their lifetime &ndash; less than any other state.<\/li><\/ul><h2 id=\"age\">How does debt fluctuate as you age?<\/h2><p>Considering the typical milestones in life &ndash; such as buying your first car, attending college, and purchasing your first home &ndash; alongside other standard occurrences, like accruing credit card debt, the average amount you can expect to be in debt fluctuates across a lifetime.<\/p><p>Between the time an American turns 18 and the average mortality rate, which is 78 in the U.S., <a href=\"https:\/\/www.cdc.gov\/nchs\/fastats\/life-expectancy.htm\" target=\"_blank\" rel=\"noopener noreferrer\">[2]<\/a> they can expect to have accrued an average of $1,786,810 in debt across their lifetime. But at which ages can Americans expect to be most and least debt-burdened?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae0fee5 elementor-widget elementor-widget-image\" data-id=\"ae0fee5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"466\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age-1024x596.jpg\" class=\"attachment-large size-large wp-image-43456\" alt=\"Age and amount of debt\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age-1024x596.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age-300x175.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age-768x447.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age-1536x894.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Age.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b9772b elementor-widget elementor-widget-text-editor\" data-id=\"5b9772b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>By the age of 18, a young adult can both become a full-licensed driver and take out a credit card. Considering the average debts for both auto finance on a first car and credit cards the total amount of debt at the startpoint is $20,718.<\/p><p>Once a young adult begins working though (at age 20), this amount declines until an up-tick from $5,764 at 22 to $42,242 at 23, when most students will graduate from college and start paying back their loans. Likewise, debt increases to $51,287 at age 30, when most people will buy their second car. <a href=\"https:\/\/www.reuters.com\/business\/autos-transportation\/us-consumers-keep-vehicles-record-125-years-average-sp-2023-05-15\/\" target=\"_blank\" rel=\"noopener noreferrer\">[3]<\/a><\/p><p>Eight years later, at age 38, the amount of debt accumulated soars to $320,092 as the average age an American now purchases their first home. <a href=\"https:\/\/www.nar.realtor\/newsroom\/first-time-home-buyers-shrink-to-historic-low-of-24-as-buyer-age-hits-record-high\" target=\"_blank\" rel=\"noopener noreferrer\">[4]<\/a><\/p><p>This investment catapults the total debt figure from $17,139 at age 37 to $320,092 at age 38 &ndash; by far the greatest increase in the study. Following this, though, debt trends downwards as repayments are made (although there are slight upticks caused by auto finance with the purchase of the 3rd and 4th vehicles).<\/p><p>At 61, the average American buys their second home, <a href=\"https:\/\/www.nar.realtor\/newsroom\/first-time-home-buyers-shrink-to-historic-low-of-24-as-buyer-age-hits-record-high\" target=\"_blank\" rel=\"noopener noreferrer\">[4]<\/a> and this investment skyrockets the total amount of debt to $370,259. For the purpose of the study, at this age the average loan term was calculated to be 15 years, as opposed to 30 years for first time buyers at 38.<\/p><p>By the time an American retires (at the average age of 67), debt has decreased to $212,596.<\/p><p>Between 75 and 78, Americans are expected to incur $6,754 worth of credit card debt every year, and this remains their only debt for those few years. <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/state-of-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">[10]<\/a><\/p><h2 id=\"states\">Which states have the greatest lifetime debts?<\/h2><p>Considering the average from all U.S. states, the total amount of debt an American can expect to pay off in their lifetime is $1,786,810. But this figure varied by as much as $1,179,736 between the most and least expensive states in the study.<\/p><p>Hawaii has the highest average individual lifetime debt, coming to $2,570,976. Almost three quarters (71.1%) comes from mortgage debt and almost a fifth (17.6%) comes from credit card debt.<\/p><p>Following Hawaii is California, where the average lifetime debt totals $2,558,698, and Washington, with $2,319,385.<\/p><p>West Virginia is the state with the lowest average individual lifetime debt, amounting to $1,391,240. West Virginia has the lowest mortgage costs ($784,006), the 4th lowest credit card debt ($325,620), and 6th lowest student loan debt ($32,358). Following West Virginia is Iowa, with a total of $1,431,251, and Kentucky, with a total of $1,448,664.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7518cc elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"c7518cc\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1024x683.jpg\" class=\"attachment-large size-large wp-image-12418\" alt=\"man with phone and credit card\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1024x683.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-768x512.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1536x1024.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d62742c elementor-widget elementor-widget-heading\" data-id=\"d62742c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The average lifetime debts per category and state<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2055684 elementor-widget elementor-widget-eael-advanced-data-table\" data-id=\"2055684\" data-element_type=\"widget\" data-widget_type=\"eael-advanced-data-table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ea-advanced-data-table-wrap\" data-id=\"2055684\"><div class=\"ea-advanced-data-table-search-wrap ea-advanced-data-table-search-right\"><input type=\"search\" placeholder=\"Search\" class=\"ea-advanced-data-table-search\"><\/div><div class=\"ea-advanced-data-table-wrap-inner\">\n                <table class=\"ea-advanced-data-table ea-advanced-data-table-static ea-advanced-data-table-2055684 ea-advanced-data-table-sortable ea-advanced-data-table-searchable\" data-id=\"2055684\"><thead><tr><th>State<\/th><th>Auto Debt (4x cars + interest)<\/th><th>Credit Card<\/th><th>Mortgage (2x homes + interest)<\/th><th>Student Loan (loan + interest)<\/th><th>Total<\/th><\/tr><\/thead><tbody><tr><td>Hawaii<\/td><td>$250,154 <\/td><td>$453,600 <\/td><td>$1,829,064 <\/td><td>$38,158 <\/td><td>$2,570,976 <\/td><\/tr><tr><td>California<\/td><td>$251,661 <\/td><td>$424,800 <\/td><td>$1,844,069 <\/td><td>$38,168 <\/td><td>$2,558,698 <\/td><\/tr><tr><td>Washington<\/td><td>$228,887 <\/td><td>$418,500 <\/td><td>$1,635,236 <\/td><td>$36,762 <\/td><td>$2,319,385 <\/td><\/tr><tr><td>Massachusetts<\/td><td>$216,589 <\/td><td>$411,180 <\/td><td>$1,572,519 <\/td><td>$35,529 <\/td><td>$2,235,817 <\/td><\/tr><tr><td>Colorado<\/td><td>$263,636 <\/td><td>$436,020 <\/td><td>$1,449,998 <\/td><td>$37,392 <\/td><td>$2,187,046 <\/td><\/tr><tr><td>New Jersey<\/td><td>$222,055 <\/td><td>$456,300 <\/td><td>$1,448,779 <\/td><td>$37,201 <\/td><td>$2,164,335 <\/td><\/tr><tr><td>Utah<\/td><td>$254,697 <\/td><td>$391,920 <\/td><td>$1,384,555 <\/td><td>$33,746 <\/td><td>$2,064,918 <\/td><\/tr><tr><td>Nevada<\/td><td>$266,692 <\/td><td>$438,480 <\/td><td>$1,297,147 <\/td><td>$34,589 <\/td><td>$2,036,909 <\/td><\/tr><tr><td>Maryland<\/td><td>$242,476 <\/td><td>$449,520 <\/td><td>$1,285,208 <\/td><td>$43,692 <\/td><td>$2,020,895 <\/td><\/tr><tr><td>Alaska<\/td><td>$290,056 <\/td><td>$484,620 <\/td><td>$1,189,941 <\/td><td>$35,821 <\/td><td>$2,000,438 <\/td><\/tr><tr><td>New York<\/td><td>$213,962 <\/td><td>$420,600 <\/td><td>$1,327,161 <\/td><td>$38,690 <\/td><td>$2,000,414 <\/td><\/tr><tr><td>Virginia<\/td><td>$230,298 <\/td><td>$432,000 <\/td><td>$1,273,394 <\/td><td>$40,137 <\/td><td>$1,975,829 <\/td><\/tr><tr><td>Connecticut<\/td><td>$234,195 <\/td><td>$454,080 <\/td><td>$1,240,567 <\/td><td>$36,672 <\/td><td>$1,965,514 <\/td><\/tr><tr><td>Rhode Island<\/td><td>$217,805 <\/td><td>$401,160 <\/td><td>$1,283,317 <\/td><td>$33,270 <\/td><td>$1,935,552 <\/td><\/tr><tr><td>Arizona<\/td><td>$253,467 <\/td><td>$408,000 <\/td><td>$1,217,359 <\/td><td>$35,675 <\/td><td>$1,914,500 <\/td><\/tr><tr><td>Oregon<\/td><td>$228,065 <\/td><td>$371,940 <\/td><td>$1,270,497 <\/td><td>$37,829 <\/td><td>$1,908,331 <\/td><\/tr><tr><td>Florida<\/td><td>$250,017 <\/td><td>$443,520 <\/td><td>$1,142,160 <\/td><td>$39,262 <\/td><td>$1,874,959 <\/td><\/tr><tr><td>Texas<\/td><td>$255,170 <\/td><td>$448,020 <\/td><td>$1,137,567 <\/td><td>$33,581 <\/td><td>$1,874,338 <\/td><\/tr><tr><td>Georgia<\/td><td>$280,453 <\/td><td>$434,280 <\/td><td>$1,114,052 <\/td><td>$42,026 <\/td><td>$1,870,812 <\/td><\/tr><tr><td>Montana<\/td><td>$266,276 <\/td><td>$367,320 <\/td><td>$1,180,432 <\/td><td>$33,945 <\/td><td>$1,847,974 <\/td><\/tr><tr><td>New Hampshire<\/td><td>$200,908 <\/td><td>$401,520 <\/td><td>$1,210,433 <\/td><td>$34,884 <\/td><td>$1,847,746 <\/td><\/tr><tr><td>Idaho<\/td><td>$226,505 <\/td><td>$367,860 <\/td><td>$1,171,407 <\/td><td>$33,281 <\/td><td>$1,799,054 <\/td><\/tr><tr><td>North Carolina<\/td><td>$266,888 <\/td><td>$386,040 <\/td><td>$1,098,782 <\/td><td>$38,695 <\/td><td>$1,790,405 <\/td><\/tr><tr><td>Illinois<\/td><td>$248,922 <\/td><td>$403,560 <\/td><td>$1,088,666 <\/td><td>$39,055 <\/td><td>$1,780,203 <\/td><\/tr><tr><td>Delaware<\/td><td>$227,553 <\/td><td>$410,460 <\/td><td>$1,060,685 <\/td><td>$38,683 <\/td><td>$1,737,381 <\/td><\/tr><tr><td>Tennessee<\/td><td>$269,879 <\/td><td>$374,580 <\/td><td>$1,047,360 <\/td><td>$36,886 <\/td><td>$1,728,705 <\/td><\/tr><tr><td>New Mexico<\/td><td>$274,633 <\/td><td>$361,380 <\/td><td>$1,052,678 <\/td><td>$34,280 <\/td><td>$1,722,971 <\/td><\/tr><tr><td>Wyoming<\/td><td>$279,519 <\/td><td>$384,360 <\/td><td>$1,011,840 <\/td><td>$31,503 <\/td><td>$1,707,221 <\/td><\/tr><tr><td>South Carolina<\/td><td>$269,117 <\/td><td>$389,880 <\/td><td>$981,658 <\/td><td>$38,770 <\/td><td>$1,679,425 <\/td><\/tr><tr><td>Maine<\/td><td>$213,058 <\/td><td>$349,560 <\/td><td>$1,069,005 <\/td><td>$34,292 <\/td><td>$1,665,914 <\/td><\/tr><tr><td>Minnesota<\/td><td>$218,419 <\/td><td>$364,080 <\/td><td>$1,040,590 <\/td><td>$34,071 <\/td><td>$1,657,160 <\/td><\/tr><tr><td>Pennsylvania<\/td><td>$225,729 <\/td><td>$374,700 <\/td><td>$1,018,045 <\/td><td>$36,267 <\/td><td>$1,654,741 <\/td><\/tr><tr><td>Vermont<\/td><td>$202,371 <\/td><td>$355,680 <\/td><td>$1,055,931 <\/td><td>$38,404 <\/td><td>$1,652,387 <\/td><\/tr><tr><td>North Dakota<\/td><td>$254,999 <\/td><td>$359,460 <\/td><td>$951,622 <\/td><td>$29,647 <\/td><td>$1,595,728 <\/td><\/tr><tr><td>Louisiana<\/td><td>$281,865 <\/td><td>$381,540 <\/td><td>$892,236 <\/td><td>$34,866 <\/td><td>$1,590,507 <\/td><\/tr><tr><td>South Dakota<\/td><td>$253,012 <\/td><td>$343,020 <\/td><td>$942,232 <\/td><td>$30,928 <\/td><td>$1,569,192 <\/td><\/tr><tr><td>Alabama<\/td><td>$275,399 <\/td><td>$364,440 <\/td><td>$890,676 <\/td><td>$37,709 <\/td><td>$1,568,223 <\/td><\/tr><tr><td>Kansas<\/td><td>$248,747 <\/td><td>$364,920 <\/td><td>$878,886 <\/td><td>$33,119 <\/td><td>$1,525,672 <\/td><\/tr><tr><td>Missouri<\/td><td>$240,543 <\/td><td>$362,520 <\/td><td>$884,370 <\/td><td>$35,675 <\/td><td>$1,523,108 <\/td><\/tr><tr><td>Oklahoma<\/td><td>$265,741 <\/td><td>$377,460 <\/td><td>$844,302 <\/td><td>$32,103 <\/td><td>$1,519,606 <\/td><\/tr><tr><td>Arkansas<\/td><td>$269,593 <\/td><td>$349,560 <\/td><td>$862,669 <\/td><td>$33,858 <\/td><td>$1,515,680 <\/td><\/tr><tr><td>Nebraska<\/td><td>$226,416 <\/td><td>$356,700 <\/td><td>$891,393 <\/td><td>$32,377 <\/td><td>$1,506,886 <\/td><\/tr><tr><td>Wisconsin<\/td><td>$217,177 <\/td><td>$322,200 <\/td><td>$933,856 <\/td><td>$32,628 <\/td><td>$1,505,862 <\/td><\/tr><tr><td>Michigan<\/td><td>$213,769 <\/td><td>$355,920 <\/td><td>$876,785 <\/td><td>$36,974 <\/td><td>$1,483,448 <\/td><\/tr><tr><td>Ohio<\/td><td>$215,454 <\/td><td>$352,260 <\/td><td>$876,294 <\/td><td>$35,033 <\/td><td>$1,479,041 <\/td><\/tr><tr><td>Mississippi<\/td><td>$274,787 <\/td><td>$333,180 <\/td><td>$827,016 <\/td><td>$37,254 <\/td><td>$1,472,236 <\/td><\/tr><tr><td>Indiana<\/td><td>$235,817 <\/td><td>$337,260 <\/td><td>$856,862 <\/td><td>$33,243 <\/td><td>$1,463,183 <\/td><\/tr><tr><td>Kentucky<\/td><td>$249,925 <\/td><td>$323,940 <\/td><td>$841,329 <\/td><td>$33,470 <\/td><td>$1,448,664 <\/td><\/tr><tr><td>Iowa<\/td><td>$252,221 <\/td><td>$319,740 <\/td><td>$828,365 <\/td><td>$30,925 <\/td><td>$1,431,251 <\/td><\/tr><tr><td>West Virginia<\/td><td>$249,256 <\/td><td>$325,620 <\/td><td>$784,006 <\/td><td>$32,358 <\/td><td>$1,391,240 <\/td><\/tr><tr><td><\/td><\/tr><\/tbody><\/table>\n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b6d018 elementor-widget elementor-widget-text-editor\" data-id=\"9b6d018\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 id=\"type\">Lifetime debts per type<\/h2>\nSome debt types are much greater than others. Mortgage debts, for example, total an average of $1,117,860 (62.6% of the total lifetime debt), whereas student loan debts total an average of $35,668. The study breaks down the lifetime debts of four main debt types (auto loans, student loans, mortgages, and credit card debt) including interest (excluding interest on credit card debt), and in which states you can expect to pay much more &ndash; and much less &ndash; than the average.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31ca953 elementor-widget elementor-widget-image\" data-id=\"31ca953\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"411\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime-1024x526.jpg\" class=\"attachment-large size-large wp-image-43457\" alt=\"Lifetime debts per categor\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime-1024x526.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime-300x154.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime-768x394.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime-1536x789.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Lifetime.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98973a9 elementor-widget elementor-widget-text-editor\" data-id=\"98973a9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Auto loans<\/h3><p>The most recent data, from 2024, shows that most new vehicles purchased in the U.S. were bought partially or completely via financing. <a href=\"https:\/\/business.yougov.com\/content\/51562-pre-owned-or-brand-new-americas-car-buying-preferences\" target=\"_blank\" rel=\"noopener noreferrer\">[5]<\/a>&nbsp; Car financing is one of the <a href=\"https:\/\/www.jgwentworth.com\/resources\/are-car-loans-unsecured-debt\">most common forms of personal debt<\/a>, and the average American purchases four cars over their lifetime. <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-the-average-length-of-a-car-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">[6]<\/a> Considering the average used car price per state and deducting a 20% down payment, the study found that the average lifetime auto debt equates to $245,297. <a href=\"https:\/\/www.kbb.com\/car-advice\/what-is-the-best-down-payment\/\" target=\"_blank\" rel=\"noopener noreferrer\">[7]<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac67725 elementor-widget elementor-widget-image\" data-id=\"ac67725\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"355\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt-1024x455.jpg\" class=\"attachment-large size-large wp-image-43459\" alt=\"\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt-1024x455.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt-300x133.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt-768x341.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt-1536x682.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Auto-debt.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b504cd3 elementor-widget elementor-widget-text-editor\" data-id=\"b504cd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>But due to higher used car prices, some states had considerably greater lifetime auto debt totals. These were Alaska ($290,056), Louisiana ($281,865) and Georgia ($280,453). Three states with much cheaper used car prices &ndash; and therefore smaller totals of lifetime auto debt &ndash; are New Hampshire ($200,908), Vermont ($202,371), and Maine ($213,058).<\/p><h3>Mortgages<\/h3><p>The average American purchases two homes across their lifetime, using data available from the National Association of Realtors, the study considered the typical ages a homeowner purchases their first and second homes. <a href=\"https:\/\/www.nar.realtor\/newsroom\/first-time-home-buyers-shrink-to-historic-low-of-24-as-buyer-age-hits-record-high\" target=\"_blank\" rel=\"noopener noreferrer\">[4]<\/a> To calculate the lifetime total of mortgage debt, the study calculated the separate totals of an average mortgage for a first-time buyer and a second-time buyer. The study estimates that an average American will accumulate a mortgage debt of over $1,117,860 over their lifetime. <a href=\"https:\/\/www.lendingtree.com\/home\/mortgage\/first-time-homebuyers-study\/\" target=\"_blank\" rel=\"noopener noreferrer\">[8]<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2359dd8 elementor-widget elementor-widget-image\" data-id=\"2359dd8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"355\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages-1024x455.jpg\" class=\"attachment-large size-large wp-image-43461\" alt=\"American lifetime mortgage debt\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages-1024x455.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages-300x133.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages-768x341.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages-1536x682.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Mortgages.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e622e37 elementor-widget elementor-widget-text-editor\" data-id=\"e622e37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>But this varies regionally by as much as $1,060,062 between the most and least expensive states. If you spend your lifetime in California, a two-time homebuyer can expect their total lifetime mortgage costs to be around $1,844,069. Hawaii is close behind, with a total mortgage sum of $1,829,064. Residents of Washington state can expect to accrue the third-most, with $1,635,236.<\/p><p>On the other end of the spectrum, a two-time homebuyer in West Virginia can expect their total mortgage costs to come to a much lower figure of $784,006. In Iowa, the lifetime mortgage debt came to $828,365, and in Mississippi $827,016.<\/p><h3>Credit card<\/h3><p>According to data by CivicScience, around half (56%) of credit card users report they have some kind of revolving credit card debt, while the other half (45%) pay off their balances monthly. <a href=\"https:\/\/civicscience.com\/more-than-40-of-american-households-rely-on-credit-cards-to-pay-the-bills-leading-to-a-vicious-debt-cycle\/#:~:text=CivicScience%20data%20find%20that%2056,pay%20off%20their%20balances%20monthly\" target=\"_blank\" rel=\"noopener noreferrer\">[9]<\/a><\/p><p>The study revealed that individuals aged 18 to 27 carry an average of $3,456 in credit card debt each year. This amount peaks at 44 to 59 ($9,557 a year) and drops at 60 ($6,754 yearly). Taking an average across all states analyzed, this would rack up to $387,985 over a lifetime. <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/state-of-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">[10]<\/a><\/p><p>Considering how credit card debt can quickly accumulate, it&rsquo;s perhaps unsurprising that our recent research found that it is one of the <a href=\"https:\/\/www.jgwentworth.com\/resources\/debt-numb\">most stressful debt types<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac251be elementor-widget elementor-widget-image\" data-id=\"ac251be\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"355\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card-1024x455.jpg\" class=\"attachment-large size-large wp-image-43463\" alt=\"\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card-1024x455.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card-300x133.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card-768x341.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card-1536x682.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Credit-card.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc230a1 elementor-widget elementor-widget-text-editor\" data-id=\"cc230a1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comparing the average person&rsquo;s credit card debt in each state, Alaskans can expect their credit card debt to total around $484,620 in their lifetime &ndash; more than anywhere else. New Jersey follows, with $456,300, and Connecticut is third with $454,080.<\/p><p>Credit card debt appears to cause the fewest issues in Iowa, where the lifetime total averaged at $319,740. Wisconsin had a similarly low estimate of $322,200, followed by Kentucky with $323,940.<\/p><h3>Student loan debt<\/h3><p>Our recent survey found that on average, most people <a href=\"https:\/\/www.jgwentworth.com\/resources\/reality-check-survey\">overestimated the total student loan debt<\/a> of a new graduate by $17,969. Considering that 82.9% of postsecondary students are undergraduates, the majority of the American population will accrue some kind of student loan debt, and federal loan debt represents 92.2% of this. <a href=\"https:\/\/educationdata.org\/college-enrollment-statistics#:~:text=82.9%25%20of%20postsecondary%20students%20are,female%20representation%20has%20increased%2022.6%25.\" target=\"_blank\" rel=\"noopener noreferrer\">[11]<\/a><\/p><p>Taking an average total student loan debt from all the states, the average amount is $35,668. Maryland appears as one of the more expensive states for debt. Considering student loan debt, the average amounts to $43,692 &ndash; $8,024 more than the study average. Next up is Georgia with $42,026, and then Virginia with $40,137.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1d75ed elementor-widget elementor-widget-image\" data-id=\"d1d75ed\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" loading=\"lazy\" width=\"800\" height=\"355\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student-1024x455.jpg\" class=\"attachment-large size-large wp-image-43464\" alt=\"\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student-1024x455.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student-300x133.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student-768x341.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student-1536x682.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/JGW_Life-of-debt_V1_Student.jpg 1875w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e28f59c elementor-widget elementor-widget-text-editor\" data-id=\"e28f59c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>North Dakota has the most affordable federal student loan costs, with the total for an undergraduate degree coming to $29,647. Iowa is not far off this amount with $30,925, and South Dakota follows with just $3 more, at $30,928.<\/p><h2 id=\"methodology\">Methodology<\/h2><p>To uncover how much debt an American accumulates over their lifetime, the study first considered the average lifespan of an American adult: from age 18 to 78, which is the current <a href=\"https:\/\/www.cdc.gov\/nchs\/fastats\/life-expectancy.htm\" target=\"_blank\" rel=\"noopener noreferrer\">U.S. mortality rate<\/a>.<\/p><p>Secondly, the study analyzed four debt types including average interest amounts: auto loans, student loans, mortgages, and credit card debt. The study did not include an interest amount for credit card debt because of the wide variability in rates. These debt types were chosen because a majority of the population has these debt types. Other debt types &ndash; such as medical debts and personal debts &ndash; were discounted because only a small percentage of the population has these types of debt.<\/p><p>The average U.S. mortgage per state was taken from an <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/how-much-americans-owe-on-their-mortgages-in-every-state\/\" target=\"_blank\" rel=\"noopener noreferrer\">Experian study<\/a>, and the average term from <a href=\"https:\/\/www.bankrate.com\/mortgages\/mortgages-for-seniors-getting-a-home-loan-in-retirement\/#how-to-qualify\" target=\"_blank\" rel=\"noopener noreferrer\">Bankrate<\/a>. To calculate the fixed monthly payment needed to fully repay a loan (both principal and interest) over a set period of time, the study used an amortized loan payment formula.<\/p><p>The average credit scores per state and loan amount for first-time mortgages and repeat buyers mortgages were taken from <a href=\"https:\/\/www.lendingtree.com\/home\/mortgage\/first-time-homebuyers-study\/\" target=\"_blank\" rel=\"noopener noreferrer\">LendingTree<\/a>.<\/p><p>The likelihood that Americans purchased new or old cars at different ages was taken from <a href=\"https:\/\/business.yougov.com\/content\/51562-pre-owned-or-brand-new-americas-car-buying-preferences\" target=\"_blank\" rel=\"noopener noreferrer\">YouGov.<\/a> The recommended age to stop driving was taken from the <a href=\"https:\/\/exchange.aaa.com\/safety\/senior-driver-safety-mobility\/\" target=\"_blank\" rel=\"noopener noreferrer\">AAA Exchange<\/a>. The loan term for auto finance was taken from <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-the-average-length-of-a-car-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">Experian<\/a>, and an amortized loan payment formula was used to calculate repayment amounts. The average price of a used car per state was taken from <a href=\"https:\/\/www.iseecars.com\/used-car-prices-by-state-study\" target=\"_blank\" rel=\"noopener noreferrer\">iSeeCars<\/a>, and the average down payment per state was from <a href=\"https:\/\/www.kbb.com\/car-advice\/what-is-the-best-down-payment\/\" target=\"_blank\" rel=\"noopener noreferrer\">KBB.<\/a><\/p><p>The average student debt for federal student loans was taken from <a href=\"https:\/\/educationdata.org\/student-loan-debt-by-state\" target=\"_blank\" rel=\"noopener noreferrer\">education data<\/a>, alongside how long it typically takes to pay off, and the varying costs per state. The study calculated the debt of undergraduate students because <a href=\"https:\/\/educationdata.org\/college-enrollment-statistics\" target=\"_blank\" rel=\"noopener noreferrer\">college enrollment data<\/a> shows that 82.9% of postsecondary students are undergraduates.<\/p><p>The average credit card debt per state was taken from <a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/research\/credit-card-debt-by-age\/\" target=\"_blank\" rel=\"noopener noreferrer\">Experian<\/a>, alongside the timeline for this type of debt to be paid off.<\/p><p>All data was collected and analyzed between June and August 2025, and is correct as of August 2025.<\/p><h2 id=\"sources\">Sources<\/h2><p>[1] Federal Reserve Bank of New York, &lsquo;<a href=\"https:\/\/www.newyorkfed.org\/microeconomics\/hhdc\" target=\"_blank\" rel=\"noopener noreferrer\">Household Debt and Credit Report<\/a>&rdquo;, 2025<\/p><p>[2] U.S. Centres for Disease and Control, &lsquo;<a href=\"https:\/\/www.cdc.gov\/nchs\/fastats\/life-expectancy.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Life Expectancy &ndash; FastStats<\/a>&rsquo;, 2023<\/p><p>[3] Reuters, &lsquo;<a href=\"https:\/\/www.reuters.com\/business\/autos-transportation\/us-consumers-keep-vehicles-record-125-years-average-sp-2023-05-15\/\" target=\"_blank\" rel=\"noopener noreferrer\">US consumers keep vehicles for a record 12.5 years on average -S&amp;P<\/a>&rsquo;, 2023<\/p><p>[4] National Association of Realtors, &lsquo;<a href=\"https:\/\/www.nar.realtor\/newsroom\/first-time-home-buyers-shrink-to-historic-low-of-24-as-buyer-age-hits-record-high\" target=\"_blank\" rel=\"noopener noreferrer\">First-Time Home Buyers Shrink to Historic Low of 24% as Buyer Age Hits Record High<\/a>&lsquo;, 2024<\/p><p>[5] YouGov, &lsquo;<a href=\"https:\/\/business.yougov.com\/content\/51562-pre-owned-or-brand-new-americas-car-buying-preferences\" target=\"_blank\" rel=\"noopener noreferrer\">Pre-owned or brand new? America&rsquo;s car buying preferences<\/a>&rsquo;, 2025<\/p><p>[6] Experian, &lsquo;<a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/what-is-the-average-length-of-a-car-loan\/\" target=\"_blank\" rel=\"noopener noreferrer\">What&rsquo;s the Average Length of a Car Loan?<\/a>&rsquo;, 2024<\/p><p>[7] Kelley Blue Book, &lsquo;<a href=\"https:\/\/www.kbb.com\/car-advice\/what-is-the-best-down-payment\/\" target=\"_blank\" rel=\"noopener noreferrer\">How Much Is the Typical Car Down Payment?<\/a>&rsquo;<\/p><p>[8] LendingTree, &lsquo;<a href=\"https:\/\/www.lendingtree.com\/home\/mortgage\/first-time-homebuyers-study\/\" target=\"_blank\" rel=\"noopener noreferrer\">3 in 5 Mortgage Offers on LendingTree Platform Go to First-Time Buyers<\/a>&rsquo;, 2025<\/p><p>[9] Civic Science, &lsquo;<a href=\"https:\/\/civicscience.com\/more-than-40-of-american-households-rely-on-credit-cards-to-pay-the-bills-leading-to-a-vicious-debt-cycle\/#:~:text=CivicScience%20data%20find%20that%2056,pay%20off%20their%20balances%20monthly\" target=\"_blank\" rel=\"noopener noreferrer\">More Than 40% of American Households Rely on Credit Cards to Pay the Bills, Leading to a Vicious Debt Cycle<\/a>&rsquo;, 2024<\/p><p>[10] Experian, &lsquo;<a href=\"https:\/\/www.experian.com\/blogs\/ask-experian\/state-of-credit-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">Average Credit Card Debt Increases 3.5% to $6,730 in 2024<\/a>&rsquo;, 2024<\/p><p>[11] Education Data Initiative, &lsquo;<a href=\"https:\/\/educationdata.org\/college-enrollment-statistics#:~:text=82.9%25%20of%20postsecondary%20students%20are,female%20representation%20has%20increased%2022.6%25\" target=\"_blank\" rel=\"noopener noreferrer\">College Enrollment Statistics [2024]: Total + by Demographic<\/a>&rsquo;, 2024<\/p><h2>About us<\/h2><p>With over 30 years&rsquo; worth of experience, <a href=\"https:\/\/www.jgwentworth.com\">JG Wentworth<\/a> is an American financial services company that specializes in <a href=\"https:\/\/www.jgwentworth.com\/structured-settlements\">structured settlements<\/a>, <a href=\"https:\/\/www.jgwentworth.com\/annuities\">annuity purchases<\/a>, <a href=\"https:\/\/www.jgwentworth.com\/debt-relief\">debt relief solutions<\/a>, and other offerings. JG Wentworth has helped resolve over 2.9 billion debts and 4 billion structured payouts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-777ce62 e-con-full e-flex e-con e-child\" data-id=\"777ce62\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c42f221 elementor-widget elementor-widget-text-editor\" data-id=\"c42f221\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a rel=\"noopener noreferrer\" href=\"http:\/\/creativecommons.org\/licenses\/by-sa\/4.0\/\" target=\"_blank\"><img decoding=\"async\" alt=\"Creative Commons License\" style=\"border-width:0\" src=\"https:\/\/i.creativecommons.org\/l\/by-sa\/4.0\/88x31.png\"><\/a><br>This work is licensed under a <a rel=\"noopener noreferrer\" href=\"http:\/\/creativecommons.org\/licenses\/by-sa\/4.0\/\" target=\"_blank\">Creative Commons Attribution-ShareAlike 4.0 International License<\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2fb9cd48 e-con-full e-flex e-con e-child\" data-id=\"2fb9cd48\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7f53fd elementor-widget elementor-widget-template\" data-id=\"6e7f53fd\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"1972\" class=\"elementor elementor-1972\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c4ddeb3 e-con-full blog-post-author e-flex e-con e-parent\" data-id=\"7c4ddeb3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e309cf8 e-flex e-con-boxed e-con e-child\" data-id=\"3e309cf8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37a051fb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"37a051fb\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f9eedf e-con-full e-flex e-con e-child\" data-id=\"7f9eedf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d120753 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4d120753\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About the author<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-661e21c5 e-con-full e-flex e-con e-child\" data-id=\"661e21c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae0c8f9 elementor-widget elementor-widget-image\" data-id=\"3ae0c8f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.jgwentworth.com\/author\/jg-wentworth\">\n\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg\" title=\"\" alt=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39382164 e-con-full e-flex e-con e-child\" data-id=\"39382164\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49e5a49e elementor-widget elementor-widget-heading\" data-id=\"49e5a49e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.jgwentworth.com\/author\/jg-wentworth\">JG Wentworth<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70137974 elementor-widget elementor-widget-text-editor\" data-id=\"70137974\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tJG Wentworth is a financial services company that specializes in structured settlement\/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b4985fc e-flex e-con-boxed e-con e-parent\" data-id=\"4b4985fc\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f465151 elementor-widget elementor-widget-template\" data-id=\"7f465151\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"1990\" class=\"elementor elementor-1990\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-304a1d6c e-con-full page-content e-flex e-con e-parent\" data-id=\"304a1d6c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-700f0e9d e-con-full e-con-jgw-boxed e-flex e-con e-child\" data-id=\"700f0e9d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4ff119d8 e-con-full e-flex e-con e-child\" data-id=\"4ff119d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9942c1 elementor-widget elementor-widget-heading\" data-id=\"3e9942c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recommended reading for you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f944f15 elementor-grid-4 elementor-widget__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"f944f15\" data-element_type=\"widget\" data-settings='{\"template_id\":\"2009\",\"columns\":4,\"_skin\":\"post\",\"columns_tablet\":\"2\",\"columns_mobile\":\"1\",\"edit_handle_selector\":\"[data-elementor-type=\\\"loop-item\\\"]\",\"row_gap\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_widescreen\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_laptop\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-2009\">.blog-post-card {\n    text-decoration: none;\n}\n.elementor-2009 .elementor-element.elementor-element-63e2468f{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:flex-end;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-63e2468f.e-con{--align-self:center;}.elementor-2009 .elementor-element.elementor-element-1b694e78{--display:flex;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-weight:var( --e-global-typography-text-font-weight );}.elementor-2009 .elementor-element.elementor-element-b92bc70{width:100%;max-width:100%;}.elementor-2009 .elementor-element.elementor-element-b92bc70 img{width:100%;height:185px;object-fit:cover;object-position:top center;filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );transition-duration:0.3s;border-radius:8px 8px 8px 8px;}.elementor-2009 .elementor-element.elementor-element-b92bc70:hover img{filter:brightness( 105% ) contrast( 100% ) saturate( 105% ) blur( 0px ) hue-rotate( 0deg );}.elementor-2009 .elementor-element.elementor-element-9989779{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:flex-start;--gap:5px 5px;--row-gap:5px;--column-gap:5px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-e3b1d68{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;}.elementor-widget-heading .elementor-heading-title{font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-2009 .elementor-element.elementor-element-71fded65{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-71fded65 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-71fded65.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-71fded65 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;line-height:18px;color:var( --e-global-color-primary );}.elementor-2009 .elementor-element.elementor-element-5f334874{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:center;--gap:4px 4px;--row-gap:4px;--column-gap:4px;--flex-wrap:wrap;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-51481055{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-51481055 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-51481055.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-51481055 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:#787878;}.elementor-2009 .elementor-element.elementor-element-2077109a .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-weight:100;line-height:18px;color:var( --e-global-color-c438c4e );}.elementor-2009 .elementor-element.elementor-element-18d01b46{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-18d01b46 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-18d01b46.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-18d01b46 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:#787878;}.elementor-2009 .elementor-element.elementor-element-21a0dd5{width:initial;max-width:initial;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e{width:var( --container-widget-width, 100% );max-width:100%;--container-widget-width:100%;--container-widget-flex-grow:0;text-align:left;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:18px;font-weight:700;text-decoration:none;line-height:28px;color:rgba(63,70,68,1);}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-2009 .elementor-element.elementor-element-5ebb83e .elementor-widget-container{font-family:\"Poppins\", Sans-serif;font-size:16px;font-weight:400;line-height:24px;}@media(min-width:768px){.elementor-2009 .elementor-element.elementor-element-63e2468f{--width:100%;}}@media(max-width:1024px){.elementor-2009 .elementor-element.elementor-element-b92bc70 img{height:200px;}}@media(max-width:767px){.elementor-2009 .elementor-element.elementor-element-b92bc70 img{height:168px;}.elementor-2009 .elementor-element.elementor-element-9989779{--justify-content:flex-start;}.elementor-2009 .elementor-element.elementor-element-e3b1d68{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-2009 .elementor-element.elementor-element-5f334874{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-2009 .elementor-element.elementor-element-5cb7e76e .elementor-heading-title{font-size:16px;line-height:24px;}}\n\n\/* Start custom CSS for heading, class: .elementor-element-71fded65 *\/.blog-post-card .elementor-heading-title {\n    vertical-align: middle;\n}\/* End custom CSS *\/\n\n\n\n\n\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-9989779 *\/.post-text {\n    height: 165px;\n    overflow: hidden;\n    flex-wrap: initial;\n    --mask: linear-gradient(to bottom, \n      rgba(0,0,0, 1) 0,   rgba(0,0,0, 1) 70%, \n      rgba(0,0,0, 0) 99%, rgba(0,0,0, 0) 0\n  ) 100% 50% \/ 100% 100% repeat-x;\n  -webkit-mask: var(--mask); \n  mask: var(--mask);\n}\/* End custom CSS *\/\n\n\/* Start custom CSS for container, class: .elementor-element-63e2468f *\/a.blog-post-card {\n    text-decoration: none;\n}\/* End custom CSS *\/\n<\/style><?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-23367 post-23367 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/11-word-phrase-to-stop-debt-collectors\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Stopping-debt-collectors-qrona18xvzt9cbgywnyrfz1ohs5jrupapzm90hgknc.jpg\" title=\"Stopping debt collectors\" alt=\"Stopping debt collectors\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Feb 4, 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">11 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What is the 11-Word Phrase to Stop Debt Collectors?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tSounds like magic, right? Thankfully, there&rsquo;s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-9119 post-9119 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-get-a-debt-lawsuit-dismissed\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Judge-Dismissing-Debt-Lawsuit-qq6r0zkzb9qfif3wa14eo4xlx97ndatwpb4jnrc5ai.jpg\" title=\"Court of Law Trial in Session: Honorable Female Judge Pronouncing Sentence, striking Gavel. Focus on Mallet, Hammer. Cinematic Shot of Dramatic Not Guilty Verdict. Close-up Shot.\" alt=\"Judge Dismissing Debt Lawsuit\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aug 14, 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">10 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How to Get a Debt Lawsuit Dismissed<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tThere are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-13832 post-13832 post type-post status-publish format-standard has-post-thumbnail hentry category-annuity-purchasing tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/when-should-i-start-taking-money-out-of-my-annuity\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Icon-of-man-about-to-break-piggy-bank.jpg-qpju7z5llu8mb1v4m2a7s2cg62adwlmqyjn1clgng8.webp\" title=\"Icon of man about to break piggy bank\" alt=\"man breaking piggy bank\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Annuity Purchasing<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apr 3, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">When Should I Start Taking Money Out of My Annuity?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tDiscover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-12417 post-12417 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/can-i-still-use-my-credit-card-after-debt-consolidation\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/man-with-phone-and-credit-card-qq6r34nqvonxyfzxryftclhemunqwhbwbwmd0g5vfo.jpg\" title=\"man with phone and credit card\" alt=\"man with phone and credit card\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mar 20, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tCan you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e4b2244 e-flex e-con-boxed e-con e-parent\" data-id=\"3e4b2244\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How much debt does the average American accumulate in their lifetime? And how does this vary per state? A new study by JG Wentworth finds out. <\/p>\n","protected":false},"author":23,"featured_media":43454,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[49],"tags":[],"class_list":["post-43452","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.7 (Yoast SEO v25.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life of debt | JG Wentworth<\/title>\n<meta name=\"description\" content=\"How much debt does the average American accumulate in their lifetime? And how does this vary per state? 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