{"id":40992,"date":"2025-10-01T15:03:39","date_gmt":"2025-10-01T19:03:39","guid":{"rendered":"https:\/\/staging.jgwentworth.com\/?page_id=40992"},"modified":"2026-01-15T21:40:03","modified_gmt":"2026-01-16T02:40:03","slug":"home-equity-cashout-faqs","status":"publish","type":"page","link":"https:\/\/www.jgwentworth.com\/home-equity-cashout-faqs","title":{"rendered":"Home Equity Cashout Agreement FAQs"},"content":{"rendered":"
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Frequently asked questions<\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Most Common FAQs<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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How to Apply<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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How Cashout Works<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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After You Receive a Cashout<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Paying Off Your Cashout<\/strong><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Most Common FAQs<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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What is a Home Equity Cashout?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

A Home Equity Cashout from JG Wentworth enables you to access the equity you’ve accumulated in your home without monthly payments, even if you don’t have perfect credit.<\/p>

The idea is simple: JG Wentworth gives you a lump sum of cash today in exchange for a percentage of your home’s future value later.<\/p>

If you’re looking for a way to access your home’s equity, but don’t have perfect credit, want to avoid the stress of more monthly payments, and don’t want to sell your home—a Home Equity Cashout may be right for you.<\/p><\/div>\n <\/div>

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Do I qualify for a JG Wentworth Home Equity Cashout?1<\/sup><\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

To qualify you must meet the following criteria:<\/span><\/p>

  • Your home needs to be in an approved market area, and it should be worth over $150,000.<\/li>
  • You need to have sufficient percentage of the equity in your home, usually at least 25%.<\/li>
  • You should have a minimum credit score of 600.<\/li>
  • You don’t have any recent bankruptcies or foreclosures.<\/li>
  • Your home is of a qualified property type—i.e., a Single Family Home (1 unit), Condo, Townhome, 2-4 Unit residence, or planned unit development.<\/li><\/ul><\/div>\n <\/div>
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    What states is JG Wentworth’s Cashout available in?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

    Florida, Michigan<\/span><\/span>, <\/span><\/span>New Jersey<\/span><\/span>, <\/span><\/span>New York<\/span><\/span>, <\/span><\/span>Ohio<\/span><\/span>, <\/span><\/span>Pennsylvania<\/span><\/span>, <\/span><\/span>California<\/span>, <\/span>Georgia<\/span> and <\/span><\/span>Illinois<\/span>. <\/span><\/span> We are continuing to expand in other <\/span>states<\/span> so stay tuned.<\/span><\/span><\/p><\/div>\n <\/div>

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    When do I need to repay JG Wentworth? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

    After receiving your funds, you have up to 10 years to settle the Cashout. This can happen in two ways:<\/p>

    • If you sell your home, we will receive our portion of the proceeds from the sale or<\/li>
    • You can settle the Cashout with other funds—for example, by obtaining a home equity loan, refinancing your mortgage, or using personal savings.<\/li><\/ul>

      By using some of their Cashout funds to pay down debt and bills, clients can often improve their credit profile and become eligible for a home equity loan in just a few years—and then can use those funds to pay off the Cashout early.<\/p><\/div>\n <\/div>

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      Is a Home Equity Cashout a second mortgage? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

      No, it’s not a mortgage or loan. In fact, it’s designed to help people who might not qualify for a second mortgage. However, it does create a lien on your property that must be satisfied when you sell or refinance.<\/p><\/div>\n <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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      How to Apply<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      What’s the overall application process for getting a Cashout?2<\/sup><\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>
      1. Get a Preliminary Estimate — Instant  <\/li>
      2. Complete an application — 10 to 15 minutes <\/li>
      3. Receive a Cashout Estimate – 1 to 2 days <\/li>
      4. Work with us to complete the underwriting process — 10 to 45 days (average 30 days) <\/li>
      5. Schedule your signing and receive your funds — 5 to 7 days<\/li><\/ol><\/div>\n <\/div>
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        What's the minimum credit score?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        The minimum credit score required to apply is 600.<\/p><\/div>\n <\/div>

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        Will my credit score suffer3<\/sup>?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>
        When you begin our prequalification process, we run a soft credit inquiry. This won’t affect your credit score. \n\nIf you choose to move forward with a full application, we’ll conduct a hard credit inquiry only after you receive an initial estimate from us and give us approval to proceed. This may cause a slight, temporary dip in your credit score and will be visible to other lenders. That said, the effect is generally minimal and short-lived. \n\nUsing our Cashout to reduce your debt or stay on top of regular payments may also impact your financial health positively, including your credit score. <\/div>\n <\/div>
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        Are there specific income or job requirements?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        We do not have minimum income requirements or job requirements but you do need to have sufficient income to continue to satisfy your ongoing obligations from the home—for example, your mortgage payments, homeowners insurance, and property taxes.<\/p><\/div>\n <\/div>

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        Which documents will I need to submit with my application? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        Typically, you’ll need to provide proof of income, recent mortgage statements, proof of homeowners insurance, and a government-issued ID. Depending on your specific situation, there may be additional information we request as part of the underwriting process.<\/p><\/div>\n <\/div>

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        Why does JG Wentworth need to be added to my home’s insurance policy?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        Because JG Wentworth has a shared interest in the value of your property, we need to be added as an additional named insured and loss payee on your policy before closing and funding.<\/p><\/div>\n <\/div>

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        Can I qualify if I already have a HELOC, home equity loan, reverse mortgage, or another shared equity agreement?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        You can absolutely qualify for a Cashout if you have a HELOC or home equity loan. However, we cannot offer you a Cashout if you already have a reverse mortgage or another shared equity agreement.<\/p><\/div>\n <\/div>

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        What if my home's mortgage is paid off?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        Having a paid-off home can make you a great candidate for our Cashout since you own all of your home’s equity.<\/p><\/div>\n <\/div>

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        Who needs to be involved at signing?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        All owners on the property’s title need to sign closing documents. If you are married or in a registered domestic partnership or civil union but your spouse or partner is not on the property’s title, you and your spouse or partner must sign and have notarized a document stating that they approve of your entering into a Cashout agreement.<\/p><\/div>\n <\/div>

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        When is a Home Equity Cashout not a good fit?4<\/sup><\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

        There are some situations in which a Cashout may not be the best choice for a homeowner. Examples may include:<\/p>

        • If you prefer a traditional home equity loan or HELOC and can qualify with good terms<\/li>
        • If you can refinance your current mortgage and take sufficient cash out without paying a higher interest rate on the new mortgage<\/li>
        • If you are currently delinquent on your mortgage or property taxes<\/li>
        • If your home requires major repairs or you cannot afford to maintain it<\/li>
        • If you expect your home to appreciate significantly in the near-term and don’t want to share the upside<\/li><\/ul><\/div>\n <\/div>
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          What's the maximum amount I can receive?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

          The typical Cashout is $25,000 or more. We generally offer 10-20% of your home’s current value, with a maximum amount of $400,000.<\/p><\/div>\n <\/div>

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          How long will it take to receive payment?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

          It typically takes up to 5 days to receive your funds after closing.<\/p><\/div>\n <\/div>

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          Can I use my Cashout any way I want?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

          Yes! Your cash is yours to use for whatever you need: debt repayment, rebuilding your credit score, major expenses – you name it. Your money, your choice.<\/p><\/div>\n <\/div>

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          Can I obtain a Cashout on a second home or an investment property?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

          Only primary residences and second homes qualify for a Cashout. Investment properties are not currently eligible.<\/p><\/div>\n <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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          How a Cashout Works<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          How does JG Wentworth determine my property value?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

          We will appraise the value of your property at the time we offer you a Cashout. This will be done with either an automated valuation model (AVM) or a certified appraiser.<\/p>

          When it comes time to exit the Cashout—and determine the Closeout amount—the methodology for valuing your property depends on how you are settling the Cashout.<\/p>

          • Property sale (settling the Cashout by selling your home): We will generally use the sale price of your home except in unusual circumstances.<\/li>
          • Cash Closeout (settling the Cashout without selling your home): We use the appraised value of your property as of the Closeout date.<\/li><\/ul>

            This approach ensures that your Closeout amount reflects a fair and accurate valuation based on your chosen path.<\/p><\/div>\n <\/div>

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            How do I schedule my appraisal?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

            Once your appraisal has been ordered, you will receive an email notification from us. We partner with independent appraisal companies to ensure a fair valuation. After the appraisal is ordered, the appraisal company will contact you to schedule the appraisal. The timing can vary depending on the demand and availability of licensed appraisers in your area. If you haven’t heard from the appraisal company within a week of receiving the email notice, please contact us.<\/p><\/div>\n <\/div>

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            How large a Cashout can I receive?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

            The maximum amount of your Cashout is determined by a variety of factors, such as the value of the property, the percentage of home equity you have, and your credit profile.<\/p>

            Before closing, we will provide you with a closing disclosure, which will show the total cash amount you’ll receive from us after the payment of fees and expenses associated with the transaction, and less any loan payoffs we make on your behalf.<\/p><\/div>\n <\/div>

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            How does a change in my home’s value affect the Closeout amount?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

            The Closeout amount will vary based on how many years the Cashout is outstanding and what’s happened to your home’s value since you received the Cashout. Refer to the Getting Started document or your legal agreement for illustrative scenarios to help you understand the potential cost.<\/p><\/div>\n <\/div>

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            How is the Closeout amount calculated?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

            In exchange for giving you a Cashout today, we receive a share of your home’s future value. Typically, this share is equal to about 2x the percentage of your home’s value that you get as a Cashout payment.<\/p>

            For example, if your home is worth $500,000 and you receive a $50,000 Cashout (i.e., 10% of your home’s value), we would receive up to 20% of your home’s value when you settle the Cashout.<\/p>

            Importantly, your Closeout amount can often be less than the 20% share in this example. That’s because you’ll never pay more than the maximum annual rate—generally 19.99% in most states. In other words, no matter how quickly you settle the Cashout or how much your home’s value increases, you’ll never owe more than this amount.*<\/p>

            When it’s time to calculate your Closeout amount, we use the following formula:<\/p>

            Your Closeout amount is the lesser of:<\/p>

            Your Final Home Value × JGW’s Share*<\/p>

            Your Maximum Closeout Amount (based on the Rate Cap).<\/p>

            This structure provides clarity and predictability, helping you plan with confidence. You’ll always pay the lesser of the two amounts.<\/p>

            * Provided you are in compliance with the agreement and have paid all expenses as agreed<\/em><\/p><\/div>\n <\/div>

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            What might make my pricing or offer amount change?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

            When you prequalify and submit your application, we provide you with an initial estimate based on your home’s value using an Automated Valuation Model (which is a computer-generated value of your house), your credit report, and the information you share in your application.<\/p>

            This estimate may be updated during our review process if any information changes. For example:<\/p>

            • If the appraised value of your home differs from the Automated Valuation Model<\/li>
            • If a refreshed credit report reflects changes to your credit score<\/li><\/ul>


              These updates may affect the amount we’re able to offer and could influence the final pricing or terms.<\/p><\/div>\n <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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              After You Receive a Home Equity Cashout <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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              Do I still own my home? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              Yes. You maintain title and continue living in your home with the sole right of occupancy throughout the agreement term. We have the right to share in your home’s value at an exit, but do not generally become a co-owner of the home.<\/p><\/div>\n <\/div>

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              Are there seriously no monthly payments at all with a Home Equity Cashout? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>
              Yes! That’s one of the biggest perks for getting a Cashout. You can unlock cash from your home without adding to your monthly expenses.<\/div>\n <\/div>
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              Who is responsible for property taxes, insurance, and maintenance costs? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              As the owner of the property, you remain responsible for all these costs.<\/p><\/div>\n <\/div>

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              Can I make home improvements?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              Remodeling can be a great way of increasing your home’s value and improving your quality of life. <\/span> <\/span><\/p>

              Cashouts can help here as well. If you are remodeling your home, you can apply to receive a “remodeling adjustment” so that the increase in home value attributable to your remodel is credited back to you when you pay off your Cashout. To qualify, your remodel must increase your property’s value by at least $25,000 and meet other conditions. Refer to your agreement for additional details.<\/span> <\/span><\/p><\/div>\n <\/div>

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              Will JG Wentworth have a say on what I do when the Cashout is in effect?5<\/sup><\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              You remain the legal owner of your home and hold title. You have the sole right to decide on any renovations and will direct the property’s sale if you decide to move—subject to the terms of your agreement. As long as you meet the terms of the Cashout agreement, <\/span>JGW will not take possession of the property and has no role in your day-to-day decision-making about your home.<\/p>

              However, as with any financial agreement, there are ongoing responsibilities you must continue to meet while you have a Cashout. If you do not meet these responsibilities, you may be in default, which can have serious consequences. Not all defaults are serious enough to require us to take action, but some can be. We will notify you of any problem we become aware of that requires your attention and will give you time to resolve the situation, unless we think the problem poses an immediate risk to our interest in the property.<\/p><\/div>\n <\/div>

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              How is my Home Equity Cashout treated regarding taxes?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              You should consult with your tax advisor before entering into a Cashout agreement. Tax laws are complex, vary by state, and your situation may have unique characteristics.<\/p><\/div>\n <\/div>

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              Can I refinance my property in the future? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              You may not take out new loans or add liens secured by the property <\/span>while you have a Cashout without <\/span>our written consent<\/span>.  <\/span>You may draw upon an existing HELOC up to its current <\/span>limit, but<\/span> may not increase its credit limit. We will <\/span>generally permit<\/span> refinancing or new loans only if they <\/span>don’t<\/span> increase the total debt on your property. Also<\/span>,<\/span> note that some lenders may not be willing to refinance your mortgage if you have a Cashout outstanding<\/span>.<\/span><\/span> <\/span><\/p><\/div>\n <\/div>

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              What occurs with our agreement if I die?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              In the event of the last surviving homeowner’s passing, this Agreement will remain in effect and apply to their estate. We ask that the estate notify us promptly of the homeowner’s death.<\/p>

              Once notified, the estate will have two options: either to pay off the Cashout with a cash payment or to sell the property.<\/p>

              The estate must inform us of its chosen path within 30 days of the date of death and finalize the transaction within 180 days. This ensures a smooth and respectful transition while honoring the terms of the Cashout.<\/p><\/div>\n <\/div>

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              Can I make partial payments?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              Yes, at any time during the 10-year term, you can elect to make partial payments to reduce the share of the property value that we’d receive at exit. We will reduce our share based on the partial payment amount as a percentage of the current value of your home. While you can make a partial payment at any time (subject to certain conditions), be sure to give us 45 days’ advance notice of your payment.<\/p>

              Example: if the current value of your home is $500,000 and our share is 20%, making a $30,000 partial payment reduces our share by $30,000 \/ $500,000 = 6%. Our remaining share after this partial payment would be 20% – 6% = 14%.<\/p><\/div>\n <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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              Settling Your Cashout<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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              After I settle my Cashout, what is the process for removing the lien on my title? <\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              Once we’ve received the full Closeout amount, we’ll initiate the release of our lien or security instrument. The timeline for lien release varies by state, based on local recording procedures, but typically it takes about 60 to 90 days for the lien to be officially removed from your property title.<\/p><\/div>\n <\/div>

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              How will property damage beyond regular wear and tear affect my Cashout?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              When you accept<\/span> a Cashout, you <\/span>are agreeing<\/span> to keep the property in good condition. Major repairs <\/span>can’t<\/span> be ignored—if deferred maintenance reduces your home’s value, we may apply a <\/span>“h<\/span>ome repair adjustment<\/span>”<\/span> when calculating the Closeout<\/span> <\/span>a<\/span>mount<\/span>. This amount will be assessed using an “as-maintained” appraisal or repair cost estimates. This effectively <\/span>attributes<\/span> the loss of value due to your failure to <\/span>maintain<\/span> the <\/span>property to you<\/span> alone.<\/span><\/span> <\/span><\/p><\/div>\n <\/div>

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              What if I don't want to sell my home?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              You can settle your Cashout at any time without selling your home. For most clients, this is achieved by refinancing their mortgage, getting another loan, or using savings.<\/span><\/span> <\/span><\/p><\/div>\n <\/div>

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              What happens if I don’t settle my Cashout after 10 years?<\/span><\/path><\/svg><\/span><\/path><\/svg><\/span><\/div>

              With a Home Equity Cashout, you have 10 years to settle the Cashout, either by selling your home or by <\/span>settling<\/span> in cash<\/span>.<\/span><\/span><\/p>

              It’s important that you have a plan to pay the<\/span> <\/span>Closeout <\/span>amount by the 10-year deadline.  If you don’t exit by that time, we will have the right to take one of the following actions:<\/span> <\/span><\/p>

              • Extend the 10-Year Deadline<\/span><\/b> – Typically only if there is a<\/span> Closeout<\/span> or sale that is already underway.<\/span> <\/span><\/li><\/ul>
                • Roll over your agreement into a new Cashout – <\/span><\/b>We may, at our sole discretion, replace your current agreement with a new one on similar terms but updated for your current home value and a new share percentage (that reflects the value of our share of your home at that time).  There’s no guarantee we can or will offer this option to you. Importantly, if we take this step, our share of your property will increase considerably.<\/span><\/li><\/ul>
                  • Claim JGW’s Share<\/span><\/b> – By taking this action, we become a direct co-owner of the property alongside you. This would allow us to sell the property on our own and receive the<\/span> <\/span>Closeout <\/span>Amount. Of course, this is a rare, last resort outcome and exactly the type of situation we look to avoid.<\/span> <\/span><\/li><\/ul><\/div>\n <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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                    1<\/sup>Home Equity Cashouts are originated by JGW Residential, LLC, (NMLS ID # 2669687 in CO, GA and IL); nmlsconsumeraccess.org. A Home Equity Cashout is not a traditional loan and does not require monthly payments. However, it involves a future financial obligation based on the value of your home at the time of sale or another triggering event and creates a lien on the property. Product classification may vary by state, and in some jurisdictions, this agreement may be considered a reverse mortgage or credit obligation. Please consult with a licensed advisor or attorney to understand how this product may be treated under local law.<\/p>

                    2<\/sup>An average Home Equity Cashout transaction takes 30 days from application to funding. Individual situations will determine timelines.<\/p>

                    3<\/sup>Credit profile improvement is not guaranteed. Individual results may vary based on payment behavior, credit history, and reporting practices of credit bureaus.<\/p>

                    4<\/sup>The information provided herein does not constitute legal, financial, or tax advice. JG Wentworth does not provide professional advice and makes no representations or warranties regarding the accuracy or completeness of the information. Consumers should seek independent legal, financial, or tax counsel before making any decisions related to this or other financial products.<\/p>

                    5<\/sup>If you default on the Cashout agreement or don’t pay off the Cashout after 10 years, JG Wentworth would have the right to become a co-owner of your property and direct its sale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"

                    Frequently asked questions Most Common FAQs How to Apply How Cashout Works After You Receive a Cashout Paying Off Your Cashout Most Common FAQs What is a Home Equity Cashout? A Home Equity Cashout from JG Wentworth enables you to access the equity you’ve accumulated in your home without monthly payments, even if you don’t […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-40992","page","type-page","status-publish","hentry"],"yoast_head":"\nHome Equity Cashout Agreement FAQs - JG Wentworth<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jgwentworth.com\/home-equity-cashout-faqs\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Equity Cashout Agreement FAQs\" \/>\n<meta property=\"og:description\" content=\"Frequently asked questions Most Common FAQs How to Apply How Cashout Works After You Receive a Cashout Paying Off Your Cashout Most Common FAQs What is a Home Equity Cashout? 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